Flow & Partners

Ahead of the curve

Working capital solutions designed for big ambitions. Fast and confident growth requires capital to stay ahead. That is where Flow & Partners performs at its best.

Founder: Jessica Sparrfeldt

“Flow Partners” serif wordmark with interlocking circular icon, set against lavender brushstroke swirls on a dark maroon background.
Flow & Partners
data
As of
Oct 2026

Launch year

2025
SEP

Countries

5

Loan limit

€50
M

Always in flow

The greatest companies are built in motion. By leaders who move a little earlier, decide a little faster, and stay ahead of the curve when others are still waiting for financial certainty.Too many good ideas slow down, not because they lack direction, but because capital hesitates. When that happens, opportunities are left waiting.

Flow & Partners exists to make sure they never have to.We believe ambition should move freely, without friction or unnecessary pauses. Progress is created by proactive clarity, not reactive urgency. It’s not pushing harder — it’s staying ahead.Our vision is a world with no financial showstoppers. Where money supports movement instead of interrupting it, and where ideas are allowed to unfold at their natural pace. Because it’s those ideas that push progress.

Never keep ambition waiting. Grow with confidence and stay ahead of the curve.

Always in flow.

Jessica Sparrfeldt Founder & CEO, Flow & Partners

Explore more Ventures

fuels_portfolio_venture_zero_to_nine_4x5

Fuels Capital

Multi asset-backed financing
Sep 2025
|
B2B
nordkronan_portfolio_venture_zero_to_nine_4x5

Nordkronan

Real estate financing
Mar 2025
|
B2B
Green “Plus 1” wordmark over a grainy film photo of a child offering a flower to an adult outdoors.

Plus 1

Refinancing for over-indebted consumers.
May 2015
|
B2C
aoto_portfolio_venture_zero_to_nine_4x5

Aoto

Car dealer financing
May 2026
|
B2B
zeal_portfolio_venture_zero_to_nine_4x5

Zeal

Acquisition financing
May 2026
|
B2B

Latest from our ventures

The Next Report

A perspective on building in finance by 0TO9

Venture
Flow & Partners

Jessica Sparrfeldt in Handelsblatt on bringing Flow & Partners to Germany

Oct 2026
Venture
Fuels Capital

Fuels Capital's Gabriella Sahlman discusses credit markets on EFN

Sep 2026
Gabriella Sahlman
Venture
Fuels Capital

Sahlman in Sifted on joining a startup as a co-founder a year late

Sep 2026
Gabriella Sahlman Fuels Capital
Venture
Plus 1

Plus1 names Rasmus Rolén CEO as it plans expansion to Europe

May 2026
Rasmus Rolén Group CEO Plus1
Venture
Flow & Partners

Jessica Sparrfeldt on leaving banking to lead Flow & Partners

Mar 2026
Jessica Sparrfeldt and 0TO9's Siduri Poli

People, businesses and ideas moving finance forward.

Join the conversation.